Doc Auto Insurance Review

Doc Auto Insurance Overview

Doc Auto Insurance is an independent insurance agency based in Bradenton, Florida. Consumers may be able to request a quote and buy a policy over the phone or online, depending on their location and the carrier selected.

Availability

Older company information listed availability in the following states. Because agency licenses and carrier availability can change, confirm that Doc Auto currently serves your state before requesting a quote:

• Florida
• Georgia
• South Carolina
• Texas
• Alabama

Doc Auto Insurance Carrier Partners

Doc Auto has previously represented several national and regional carriers. Current carrier availability varies by state and applicant, so confirm the available companies directly with the agency:

• Assurance America
• Foremost
• Progressive
• Infinity
• Ocean Harbor Insurance (Pearl Holdings) 
• Dairyland
• Gainsco
• Pro General
• Kemper
• Mendota
• Universal Property
• Heritage P&C
• Security First
• Safe Harbor Insurance (Cabrillo)

Consumers should verify the agency’s current license status and product availability in their state before applying.

Doc Auto Insurance Products

Doc Auto Insurance focuses on personal insurance and operates as an independent insurance agency. Its core lines have included car and homeowners insurance. Depending on current carrier availability, products may include:

• Auto 
• Home  
• Mobile Home  
• Boat
• Motorcycle
• Recreational Vehicles

Doc Auto Insurance Coverage and Rates

As an independent agency, Doc Auto may compare options from more than one carrier. Available companies, coverage and prices depend on the applicant and location. The agency specializes in personal auto insurance and may offer:

• Liability Auto Insurance Coverage
• Collision Insurance
• Comprehensive Insurance. Lenders and leasing companies commonly require comprehensive and collision coverage, depending on the finance or lease agreement.
• Gap Insurance Coverage
• SR-22 and FR-44 filings may be available, depending on the state and carrier
• Uninsured Motorists Protection
• Umbrella Policies

The rates a driver pays depend on many factors, with the main ones being:

• Driving Record – including at-fault accidents and tickets
• Type of Vehicle being Insured
• The Zip Code of the Primary Driver
• Age of the Driver
• Credit-based insurance information, where permitted by state law
• Homeownership or renter status, when used by the carrier
• Education, where permitted and used by the carrier

Some drivers are classified as high-risk motorists and may have trouble finding coverage. Doc Auto may be able to compare available options, but coverage and savings are not guaranteed.

If you need an SR-22 or FR-44 filing, ask a Doc Auto agent whether an appropriate policy and filing service are currently available in your state.

Insurance Discounts

Discounts are provided by the carrier and vary by state and applicant. Ask which of the following discounts are currently available:

• Bundling Auto and Home Insurance
• Safe Driver
• Multi-Vehicle Discounts
• Military and Veteran 
• Teacher Discounts
• Low Mileage
• Policy paid in full discount 

Affordable Home Insurance Coverage

Doc Auto may also offer homeowners insurance through participating carriers. When requesting an auto insurance quote, customers can ask whether home coverage and a bundling discount are available.

Bundling may reduce premiums, but savings and coverage depend on the carrier and applicant. Call 941-751-7552 to confirm whether an over-the-phone homeowners insurance quote is currently available.

Doc Auto Insurance Customer Ratings

Customer ratings can change over time and differ across review platforms. Check the date, number and distribution of reviews—not only the average score—before relying on them.

You can also search the BBB for the agency’s current rating, accreditation status and complaint history. These details should be checked directly because they can change.

Doc Auto Insurance Website

DocIns.com was previously identified as the agency’s corporate website. Current public-facing information is also available through Base Rate, which identifies Doc Auto Insurance Agency as its parent organization.

Because websites and service features change, confirm current quote, payment and customer-service options directly before submitting personal information.

Doc Auto Insurance Contact Information 

Headquarters:

1215 Manatee Ave West, 2nd Floor

Bradenton, FL 34205 

Phone numbers:

Main: 941-751-7552

Conclusion

Doc Auto Insurance may be an option for consumers who prefer to speak with an agent and compare available policies over the phone or online.

Available premiums and down payments depend on the carrier, state and applicant. Consumers looking for car insurance with a low initial payment should compare the total premium, fees, coverage limits and deductibles—not only the first payment. Bundling auto and home coverage may produce a discount when available.

If Doc Auto is currently licensed and active in your state, you can request a quote and compare it with offers from other agencies and insurers. Enter your ZIP code and fill out an online application to compare and shop direct insurance rates.