Peachstate Insurance Review 2024

Peachstate Insurance Overview

One of the leading and fastest-growing car insurance agencies in Georgia is Peachstate Insurance. The catchy name comes from the nickname of Georgia, the peach state. The agency serves cities throughout the state, including throughout the largest city in the state, Atlanta, Ga. 

Peachstate Insurance was founded in 1993, initially providing personal car insurance to individuals and then entering Georgia’s commercial auto insurance market. Throughout the 1990s and into the 2000s, Peachstate grew into nearby cities in Georgia. 

Interesting Facts

Peachstate has one of the coolest business slogans of any insurance agency. It goes, “Life is sweet at the Peach.” Another popular company motto is “the right coverage at the right price, right down the street.”  

Peachstate Insurance Locations 

You can find Peachstate in multiple cities in Georgia. The Atlanta area has the most locations.   

• Atlanta – two locations. Buford Highway and Pryor Road 
• Cartersville
• College Park 
• Decatur
• Douglasville 
• Jonesboro
• Lawrenceville
• Snellville
• Macon
• Marietta
• Norcross
• Tucker
• Savannah
• Smyrna
• Stockbridge

All Peachstate locations have licensed agents that can help customers navigate the type of insurance they need and the limits, including any added-on coverage. For small business owners, individuals, and families needing multiple vehicles insured, check Peachstate Insurance. You can get a quote in person at any location or call and get a free quote over the phone. 

Peachstate Partner Carriers

Peachstate works with regional and nationwide carriers, including:

• Infinity
• Access
• Jupiter
• Aggressive
• ACCC Insurance Company
• AIC Insurance
• Arrowhead
• Unique Insurance Co
• Unitrin
• Victoria (owned by Nationwide) 
• Insurance House
• The General
• Progressive

Insurance Lines 

Peachstreet sells a variety of insurance products.

• Automobile
• Homeowners (Property Damage Liability) 
• Renters
• Motorcycle
• Boat
• Small Business
• Recreational Vehicles
• Truck Insurance

Peachstate Auto Insurance Coverage

The most popular line is car insurance. Peachstate offers 

• Cheap Georgia Liability Only Policies
• Collision
• Comprehensive
• Gap Insurance
• Uninsured and Underinsured Added-on Coverage
• SR-22 Insurance

Peachstate Auto Insurance Rates

The rates a driver pays in Georgia depend on many factors, including a person’s age, vehicle, driving record, desired coverage, and where they live. Peachstate offers guidance on how much a typical driver will pay for the following coverages. 

• Liability- the state average is $961 per year
• Collision – the average in GA per year is $563
• Comprehensive insurance in the state of GA averages $202 annually

Overall, Georgians pay about $1,388 each year for automobile insurance. While it’s not the most expensive, it is higher than in other states like Iowa. Those are the state averages, but Peachstate Auto Insurance works diligently with each customer to get them cheaper rates than the national average. Reps do this by advising customers on how to:

• Raise their deductible and save
• Get discounts and save
• Bundle auto and home insurance

Like just about everything else, car insurance rates are increasing all over the country. Peachstate does its best to get the cheapest rates for each customer’s personal situation. Even if a customer has a past DUI and needs non-standard coverage, or a business needs group auto insurance coverage, Peachstate can more than likely get a client insured for less.  

Peachstate Auto Insurance Discounts

Discounts a customer may qualify for depends on the carrier that underwrites the policy. Typical discounts offered are:

• The Policy paid in full
• Safe Driver
• Good Credit  
• Multi-Vehicle 
• Bundling Auto and Home
• Good Student (3.5 GPA or Higher)
• Completing a Defensive Driver Class
• GPS Anti-theft Devices Installed

Customer Service Advantage

Today, anyone can compare quotes on the internet and bypass local agencies. However, many people just don’t know what coverage and limits to get. One way for agencies like Peachstate to compete in the internet age is to offer superior service. 

This is where Peachstate earns its reputation. The agency’s reps will discuss all the available options and develop a detailed coverage plan.

Then, a quote search will begin to see what partner carrier has the lowest rates for the client's desired coverage. Peachstate can often get deals lower than many large direct carriers.

It doesn’t matter if you’re insuring one vehicle with a cheap Georgia liability policy or a small business that needs to cover ten vans. Regardless, Peachstate Auto Insurance takes the time to listen and build strong relationships with each customer.

Peachstate uses modern technology to serve its customers better, and representatives are available 24/7. Its mission is to have the best customer care of any agency in the state of Georgia. The agency currently has over 150,000 customers and is growing every day.    

Business Hours

Monday – Friday 9 AM to 5:30 PM

Saturday’s 10 AM to 2 PM 

Final Takeaway

For local Georgia residents looking for a full-service auto and home insurance agency, an excellent place to start is Peachstate Insurance. The company has partnered with numerous insurers and can help you get some of Georgia’s cheapest car insurance rates. 

Peachstate Insurance has dedicated customer support staff on-hand and takes the time to meet with each insurer and go over their specific needs. The only drawback is that you might find comparable or lower rates with a direct provider like Esurance online in just a few short minutes. 

However, if you like meeting with an insurance pro and getting their advice in person and don’t mind possibly paying a few dollars more Peachstate might be a good choice. 

To compare auto insurance rates where you live, enter your zip code and fill out a quick quote application. Save more on the insurance you need in minutes.