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Are you looking to reduce your monthly expenses for things like insurance? Do you need cheap car insurance in Killeen, Texas? You will find the lowest rates, along with top-rated coverage and dedicated helpful agents when you shop for automobile insurance using this site.
Comparing auto insurance rates is easier than ever. The online insurance marketplace allows you to comparison shop rates from several insurers in Killeen, TX. This lets you know you’re getting the best rates for the coverage you need. Comparing cheap auto insurance in Killeen only takes about five minutes.
There are so many reasons to shop online for a new policy. Some companies offer lower rates while other carriers have low deposits from just $20. You can get detailed quotes for the type of coverage and length of the policy that you need. An online quote only takes about five minutes to fill out. Many online shoppers save hundreds of dollars and there is no obligation to buy a policy. Start saving both time and money and get covered with a direct policy online. Using this website is a simple way to find cheap Killeen auto insurance.
Killeen, Texas Automobile Insurance Rates
How much do residents in Killeen, TX pay for auto insurance? Many people think rates are always pre-set, and there are no other ways to get cheaper coverage. This just isn’t true. Insurers compete in a free market with lots of competition. Comparison shopping prices can help you save some serious money.
Many factors make up auto insurance rates. This includes these core factors:
- The age of the primary driver
- Zip Code
- Vehicle Driven
- Credit Rating
- Homeowner or Renter
- Marital Status
All these factors will be taken into account when the companies calculate your premiums. You can always save some money on your insurance in Killeen TX, despite living in an area with lower car insurance rates, according to the national average. You can get low prices on your insurance using this site’s free online comparison tool.
Auto Insurance Requirements in Killeen, Texas
In Lone Star State, minimum automobile insurance is mandatory before driving any vehicle, in order to protect injured people or those whose property gets damaged by another driver. It’s important to know the state of Texas uses a Tort system. This means drivers who are responsible for the crash must pay for the other motorist’s medical expenses. They can also be held liable for “pain and suffering” and loss of income.
Under Texas state law, the minimum car insurance requirements are:
- $30000 – Bodily Injury Liability per person per accident
- $60000 – Bodily Injury Liability in total per accident
- $25000 – Property Damage Liability limit
SR 22 Insurance in Killeen, Texas
A Texas SR-22 is a certificate of financial responsibility. It shows that the driver is carrying, at least the amount required by the state. Even though it is typically called SR22 insurance, this is not an insurance policy, It’s a document that proves the driver has bought the necessary coverage.
Although providers issue this form, it’s not an insurance I.D card. An automobile insurer fills out your SR-22 form. After that, they sent it to you and the Texas Department of Motor Vehicle to prove that you have proper coverage. The SR22 form is mainly designed for drivers who need to restore a suspended driver’s license.
Who Has To Carry SR22 Insurance in Killeen, Texas?
To legally drive under Texas state law, you must file an SR22 form if you have committed major driving violations. Drivers who do not own a vehicle but whose driver’s license has been suspended, will be required to have an SR22 form to restore the license. This is particularly true for a non-owner SR22.
If the court orders the Texas SR-22, it’s because you had any one of the following convictions:
- DUI or DWI or other major alcohol violation convictions
- Reckless driving conviction
- Uninsured driving conviction
- You have committed frequent traffic offenses or a large number of fines in a short time
- You failed to pay child support
You’ll have to meet your state’s minimum liability requirements in order to even gave an SR-22 filed. The notification used to inform you that you need an SR22 form will also notify how long it will be filed in your state. You must have your SR22 form with you every time you are on the road during the required time.
Killeen, Texas Car Insurance Coverage
If you’re a bad driver, keep in mind that you may have to pay a lot of money in medical expenses or to repair the other person’s vehicle. Even if you think it was just a “small accident” the repairs can cost thousands. Car insurance represents a relief in these cases since it will cover a large part of the costs. What Texas law requires as minimum coverage and the coverage you really need, do not always coincide.
If you only have minimum coverage in Killeen, TX, it’s time to start thinking about securing comprehensive or collision coverage. Every time you drive, there is the possibility of being hit by another vehicle on the road. If this happens, collision will cover the costs of repairing your own vehicle. Comprehensive coverage pays for any damage that occurs to your vehicle, that does not involve another vehicle. On this website, you can check rates and get affordable collision and comprehensive coverage. Just enter your zip code to get started.
The Best Auto Coverage Options In Killeen, Texas
Perhaps you are too busy or just haven’t thought about it. There’s the real chance you are paying too much for auto insurance in Killeen, Texas. By comparing rates online, you can often lower your premiums by 30% or more. We can help you find affordable rates in Killeen, Texas in about five minutes.
We work with direct carriers to get you the lowest rates possible. Don’t waste your hard-earned money paying too much for your insurance when you can reduce your costs today. Getting cheap car insurance in Killeen, Texas is not as hard as you think. You can compare rates from dozens of insurers and get covered in minutes. Get started now by entering your zip code.
Car Insurance Zip Code in Killeen, Texas
|ZIP Code||Type||County||Population||Area Code(s)|
|ZIP Code 76540||P.O. Box||Bell||0||254|
|ZIP Code 76541||Standard||Bell||19,206||254|
|ZIP Code 76542||Standard||Bell||40,025||254|
|ZIP Code 76543||Standard||Bell||30,430||254|
|ZIP Code 76544||Standard||Bell||29,943||254|
|ZIP Code 76547||P.O. Box||Bell||0||254|
|ZIP Code 76548||Standard||Bell||26,344||254|
|ZIP Code 76549||Standard||Bell||44,490||254|
Auto Insurance Agents in Killeen, Texas
Direct Auto Insurance
300 E Veterans Memorial Blvd, Killeen, TX 76541
311 N 8th St, Killeen, TX 76541
Alliance Insurance Solutions
318 N 10th St, Killeen, TX 76541
510 S 2nd St, Killeen, TX 76541
AMax Auto Insurance
908 N Gray St, Killeen, TX 76541
1015 N 8th St, Killeen, TX 76541
Texian Insurance Agency
905 N 2nd St, Killeen, TX 76541
Ai United Insurance
826 W Veterans Memorial Blvd, Killeen, TX 76541
304 N Fort Hood St, Killeen, TX 76541
1808 E Rancier Ave, Killeen, TX 76541
1 Stop Financial Service Centers
1004 W Rancier Ave, Killeen, TX 76541
Insurance Agency Mall
1801 Trimmier Rd Ste B1, Killeen, TX 76541
1801 Trimmier Rd Ste A1, Killeen, TX 76541
All American Insurance
1805 Florence Rd Ste 7, Killeen, TX 76541
1805 Florence Rd, Killeen, TX 76541
1805 Florence Rd Ste 11, Killeen, TX 76541
Bigham Kliewer Chapman & Watts
2100 Trimmier Rd Ste 100, Killeen, TX 76541
MetLife Auto & Home
510 W Jasper Dr, Killeen, TX 76542
701 W Central Texas Expy, Killeen, TX 76541
1107 E Central Texas Expy, Killeen, TX 76541
1201 E Central Texas Expwy, Killeen, TX 76541
410 S 38th St, Killeen, TX 76543
J David Nix
2201 S W S Young Dr Ste 105b, Killeen, TX 76543
2201 SW South Young Ste 105, Killeen, TX 76543
3402 E Veterans Memorial Blvd, Killeen, TX 76543
Direct Auto Insurance
1200 Lowes Blvd Ste 110, Killeen, TX 76542
Allstar Auto Insurance Agency
3603 E Veterans Memorial Blvd, Killeen, TX 76543
Stanley Insurance Agency of Killeen
3603 E Veterans Memorial Blvd, Killeen, TX 76543
Texas State Low Cost Insurance
2501 S Ws Young #103, Killeen, TX 76541
2501 S W S Young Dr Ste 409, Killeen, TX 76542
3401 E Rancier Ave Ste 116, Killeen, TX 76543
Kimberley Curb Bridenstine
501 W Elms Rd Ste 2, Killeen, TX 76542
Connell Insurance Agency
3602 E Central Expwy, Killeen, TX 76543
3402 S W S Young Dr Ste B, Killeen, TX 76542
4400 E Central Texas Expy, Killeen, TX 76543
2100 E Stan Schlueter Loop Ste G, Killeen, TX 76542
Bohac Insurance Agency
5400 E Central Texas Expy, Killeen, TX 76543
Larry Weiss Insurance Agency
2204 W Stan Schlueter Loop, Killeen, TX 76549